Scheme Makes Home Owning Affordable

Summary


A COUPLE who feared they would never afford a home of their own have moved into a mews-style house with help from a Government scheme. Laura Moss and Gary Naylor, pictured, who work at Esporta Health Club in Festival Park, had been living with Gary's mum for over a year before they bought a new Redrow home at Water's Edge, in Hanley.

"We were looking to buy our own property but thought we wouldn't be able to afford anything, particularly as 100 per cent mortgages are no longer available," explains Laura, health and beauty salon supervisor at Esporta. "Gary was looking on the internet and came across the HomeBuy Direct scheme at Water's Edge. We couldn't believe it when we found out we were eligible. It seemed too good to be true. We looked for a catch but there wasn't one." With HomeBuy Direct, eligible customers can take advantage of an equity loan for up to 30 per cent of the purchase price, jointly funded by Redrow and the Homes and Communities Agency, enabling them to buy a home at a price they can afford. Interest-free for the first five years, the loan can be paid back when they have more funds available or when they come to re-sell.

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Extract


Scheme Makes Home Owning Affordable

Gary, member relations manager at Esporta, and Laura moved into their mews home...

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